Eddie Speed - Real Estate Speaker

Eddie Speed

Note School

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Eddie Speed is the president and founder at Note School, as well as a coach, a discount note expert, and an author.

Eddie has been in the discount note buying industry for more than 30 years. He has purchased more than 40,000 performing and non-performing real estate secured notes with total dollar value exceeding half a billion dollars, giving him an unparalleled track record in the industry.

He has acquired and honed marketing and negotiation skills through which all types of note sellers have been sourced and served. His tenure in the business also means he has weathered dramatic real estate cycles and prospered through them.

Eddie has partnered with many real estate companies to design and implement effective seller finance programs, notably Homevestors of America, where they constructed a comprehensive in-house program covering sale structure, buyer due-diligence, loan servicing, and loan resale in the secondary market.

As founder of Note School, Eddie’s immense range of experience is packaged into comprehensive training programs, available in home study courses, live seminars, and ultimately mentoring programs.

Eddie has given hundreds of educational speeches to real estate and note professionals, and is available on a limited basis for speaking engagements.

His specialties include seller finance note expert, note buyer, author, award winning training designer, public speaker, educator, and consultant.

Inflation: The Silent Retirement Killer: How to Outwit the Fed and Their Extraction of Your Wealth by Dr. David Phelps

Eddie’s areas of expertise:

Coaching – Real EstateTechnology

Eddie has spoken at:

The Family



Books by Eddie Speed

Streetwise Seller Financing: Sell Your Property up to 70% Faster Paperback

Streetwise Seller Financing: Sell Your Property up to 70% Faster Paperback

Streetwise Seller Financing is designed as a complete guide to the entire process of seller financing real estate. Starting with the homework before the sale, Eddie Speed moves through underwriting, structuring the sale, complying with applicable state and federal laws, preventing default and what to do if your property does enter default. Table of Contents: Introduction Part i: Homework Before the Sale Should I Owner-Finance? The Application Employment Section Rental History Reference Verification Balance Sheet Credit Report Understanding the Credit Score Public Record Information Trades Information Sources of Public Records Common Sense Underwriting Underwriting Food for Thought Calculating Ability to Pay The 5 C’s of Credit Part ii: Structuring the Sale The Credit Score and Loan to Value The Property Type and Loan to Value A Word About Interest Rates What is the “Right” Structure for my Note? Why Loan to Value is Important Legal Requirements for Notes Real Estate Settlement Practices Act (RESPA) Truth in Lending Act (TILA) Equal Opportunity Credit Act Home Mortgage Disclosure Act Gramm-Leach-Bliley Act Fair Credit Reporting Act State Laws A Word on Late Fees Escrow Accounts Why collect Escrow? Legal Limits Interest on Escrow accounts Other Legal Issues IRS 1098 Reporting Requirements Organizing Your Portfolio Part iii: Conditions Leading to Default P&I Delinquency Unpaid Property Taxes No Hazard Insurance Other Liens Poor Property Management Common Sense Collection Calls The Importance of Collecting on Your Note Establishing Payment Expectations Permanent Corrective Action Collection Schedule Telephone Collection Calls Keeping Good Pay Histories Skip-Tracing Fair Debt Collection Practices Act Alternatives to Foreclosure Forbearance Recasting Government Assistance What to Expect When Your Loan Enters Default Bankruptcy Foreclosure Judicial Foreclosure Power-of-Sale Foreclosures Deficiency Judgements Surrender of Deed Presale of Property Tax Consequences of Default Selling Your Note Partial Purchases Conclusion Appendix A: Glossary of Terms Appendix B: Important Forms US Bankruptcy Court Proof of Claim Sample Freddie Mac Universal Loan Application Payment Reminder Letter Notice of Non Payment – Letter # 1 Notice of Non Payment – Letter # 2 Notice of Non Payment – Letter # 3 Sample Breech Letter Notice of Intention to Foreclose Sample Borrower’s Financial Statement Notice Required by Fair Debt Collection Practices Act IRS Form 1099-A Acquisition or Abandonment of Secured Property IRS Form 1099-C Cancellation of Debt Notice to Users of Consumer Reports Sample Truth in Lending Disclosure Statement HUD-1 Settlement Statement Seller Disclosure of Condition IRS Form 1098 Mortgage Interest Statement IRS Form 1096 Annual Summary and Transmittal of Returns Appendix C: Delinquent Servicing Schedule Index

It's a Whole New Ball Game With Creative Financing Paperbac

It’s a Whole New Ball Game With Creative Financing Paperbac

I’ve spent four decades coaching investors in their creative financing and note businesses. Competition has never been stronger in real estate investing, however, there’s a portion of real investing you can play that most other investors can’t. And it puts you way ahead of the game. Creative Financing!

There are three other big challenges that investors face:

– The seller won’t budge on their price because they’re not desperate to sell.

– The seller owes too much on his mortgage so he can’t take a low price.

– There’s something weird or unique about the property that will make it hard for you to resell.

In this book, I’ll explain how creative financing can make these obstacles go away. These techniques help wholesalers double conversion rates on the offers made because we can now control three important factors:

– The terms of the sale.

– The terms of the loan.

– The terms of the agreement.

I help people look at real estate through a different lens than just about anyone else. I’m helping smart investors think differently about how they’ve done things the same way over and over. I show them how to dig deep into the numbers and find money to be made. Most investors don’t know this, most investors don’t do this. You need to understand all the tools available in the creative financing toolbox and this book can help you get there.

Inflation: The Silent Retirement Killer: How to Outwit the Fed and Their Extraction of Your Wealth by Dr. David Phelps

Contact Eddie Speed

If you want to get in touch with Eddie Speed about him speaking at your event or you and him collaborating in some other way, fill out the form below.

Someone from our team will get in touch to talk about your needs, offer suggestions on who else you should meet, and introduce you to Eddie so the two of you (and anyone else we introduce you to) can do big things together!

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Eddie Speed